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Today more than ever, quality health care has become an absolute necessity. Without it, illness can mean financial disaster. The truth is, even the best health insurance plans have out-of-pocket expenses. Expenses such as deductibles, co-payments, and coverage limits can quickly add up. A Hospital Indemnity Plan is designed to supplement your current health insurance plan. It is designed to fill some of the co-pays, deductibles, or coverage gaps you would be responsible for should you need care.
The policy can provide coverage for persons 40 years of age and older with a cash benefit paid directly to you to cover expenses associated with:
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Hospital confinement
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Ambulance benefit
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Skilled nursing facility confinement
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